Pathway Digital Solutions

Website: https://pathwaydigital.com.ng
Effective Date: 16 October 2026
Last Updated: 16 October 2026

1. Introduction

These Terms and Conditions (“Terms”) govern your access to and use of the website https://pathwaydigital.com.ng (the “Website”) and your purchase or use of digital products, educational resources and related services provided by Pathway Digital Solutions (“Pathway Digital”, “we”, “us” or “our”).

Our offerings may include ebooks, downloadable resources, templates, toolkits, online courses, training materials, live online training and workshops.

By accessing the Website, purchasing a product or participating in a service offered through the Website, you agree to the Terms applicable to that activity. If you do not agree to these Terms, please do not make a purchase or use the relevant service.

Please read these Terms together with the product description, applicable product-specific conditions, our Privacy Policy and our Refund and Cancellation Policy.

Nothing in these Terms is intended to exclude or restrict a consumer right or legal remedy that cannot lawfully be excluded or restricted under applicable law.

2. About Pathway Digital Solutions

Pathway Digital Solutions operates the Website and offers digital products and learning resources to individuals and businesses.

For enquiries concerning these Terms, purchases or our services, contact:

Email: info@pathwaydigital.com.ng

Website: https://pathwaydigital.com.ng

3. Eligibility and Use of the Website

You may use the Website only in accordance with applicable law and these Terms.

There is no general minimum age specified by these Terms. However, if you are under the age at which you can legally enter into a binding contract, you must obtain any consent or authorisation required from a parent, guardian or other legally authorised person before making a purchase or entering into an agreement.

If you act on behalf of a business or other organisation, you confirm that you have the authority to bind that organisation to the relevant purchase terms.

You agree to provide accurate information when making a purchase, registering for a course or communicating with us. You must not knowingly provide false information or use another person’s payment details or account without proper authorisation.

4. Digital Products and Services

We offer digital products and educational services, which may include:

• Ebooks and downloadable learning resources.
• Templates, toolkits and other digital files.
• Online courses and training materials.
• Live online training sessions and workshops.

We do not sell physical products through the Website.

The features, contents, format, delivery method, price, access arrangements and other conditions of a product or service will be described on its relevant product page or otherwise communicated before purchase.

Please review the product description carefully before completing an order. If you require clarification about a product, contact us at info@pathwaydigital.com.ng before purchasing.

We aim to describe our products accurately. If a product is materially different from its description or is not supplied as agreed, we will consider the issue and any remedy required under the applicable purchase terms and law.

5. Orders and Purchase Acceptance

When you place an order through the Website, you submit a request to purchase the selected product or service.

Your order must contain the information reasonably required to process the purchase. We may contact you if clarification is needed.

An order is subject to successful payment and the applicable purchase conditions. A payment confirmation or order acknowledgement may indicate that your transaction has been received or processed, depending on the relevant payment and delivery arrangements.

If we are unable to fulfil an order, we will take appropriate steps to inform you and address any payment already received in accordance with applicable law and the circumstances of the transaction.

We reserve the right to correct genuine errors in product listings or pricing before a purchase is completed. We will not use this provision to avoid obligations arising from a binding purchase or to remove any rights you have under applicable law.

6. Pricing and Payment

Prices and any applicable payment conditions will be displayed on the relevant product page or during checkout.

Unless a product page expressly provides otherwise, full payment is required before the relevant digital product is delivered or access is granted.

Payments are processed through the payment gateway made available during checkout. Payment transactions may be subject to the payment provider’s terms, procedures and security requirements.

You are responsible for ensuring that the payment information you provide is accurate and that you are authorised to use the selected payment method.

We may rely on transaction confirmations from the payment provider to verify whether payment has been completed.

If a payment is duplicated, incorrectly processed or charged without the corresponding product being delivered as agreed, please contact info@pathwaydigital.com.ng so we can investigate.

We do not require customers to send full payment card numbers, card security codes or passwords by email.

7. Digital Delivery and Access

Digital products may be delivered through direct downloads, email, access links, online learning platforms or other digital methods specified for the relevant product.

The applicable delivery method and access conditions will be communicated on the product page or during the purchase process.

You are responsible for providing a valid email address and any other information reasonably required to complete delivery or registration.

Where a product requires an account or registration, you must complete the applicable steps to obtain access. You are responsible for keeping your login credentials secure and for activity carried out through your account, subject to applicable law.

Access duration varies by product. Where a product has a specified access period, that period will be stated on the relevant product page or in the applicable purchase terms.

We do not promise lifetime access unless this is expressly stated for the relevant product.

If you experience a delivery or access problem, contact info@pathwaydigital.com.ng with your purchase details and a description of the issue. We will take reasonable steps to investigate and assist with resolving qualifying technical problems.

Nothing in these Terms excludes any remedy that may be required if a product is not delivered or access is not provided as agreed.

8. Intellectual Property Rights

Unless otherwise stated, digital products and materials supplied by Pathway Digital Solutions, including ebooks, course materials, templates, toolkits, videos, written content, graphics, presentations and other learning resources, are protected by applicable intellectual property laws.

Ownership of these materials remains with the relevant rights holder. Purchasing a digital product does not transfer ownership of its intellectual property to you.

Subject to the applicable product terms, we grant you a limited, non-exclusive, non-transferable licence to use the purchased materials for your personal use.

This licence does not include a right to reproduce, distribute, publish, sell, sublicense or commercially exploit the materials.

Unless we give prior written permission or the applicable product licence expressly allows it, you must not:

• Share or distribute purchased files with other people.
• Resell, sublicense or commercially redistribute the materials.
• Upload purchased materials to public websites, file-sharing platforms or repositories.
• Reproduce or republish substantial portions of the materials for distribution.
• Remove copyright notices, ownership statements or other proprietary markings.
• Claim authorship or ownership of materials created by us or another rights holder.
• Use the materials in a manner that infringes intellectual property rights or applicable law.

You may not assume that a product may be used for team training, client delivery, commercial redistribution or resale merely because it was purchased by a business.

If you require a business, team, classroom or redistribution licence, contact us to discuss whether an appropriate permission or licence is available.

These restrictions do not prevent uses permitted by applicable law, including any applicable statutory exceptions.

9. Prohibited Activities

When using the Website or our products, you must not:

• Use the Website for unlawful, fraudulent or deceptive purposes.
• Attempt to gain unauthorised access to our systems, accounts or restricted content.
• Interfere with the security, operation or availability of the Website.
• Introduce malicious code or engage in activities intended to disrupt our services.
• Circumvent access controls or technical restrictions protecting digital products.
• Copy, redistribute or resell our materials without the required permission.
• Impersonate another person or misrepresent your identity or authority.
• Use the Website in a way that infringes the rights of others.
• Engage in conduct that violates applicable law or these Terms.

We may investigate suspected misuse and take proportionate steps to protect the Website, our customers, our intellectual property and our business.

Where appropriate, and subject to applicable law and any contractual or consumer rights, we may restrict access or suspend an account associated with unlawful activity, security risks or material breaches of these Terms.

We will not use this provision to avoid providing a remedy that is legally due to a customer.

10. Online Courses, Training and Workshops

Where we offer online courses, live training or workshops, the applicable product page will describe the relevant offering and any specific participation conditions.

Course content, format, delivery arrangements and access duration may differ between products.

You are responsible for ensuring that you have suitable equipment, software and internet connectivity to participate in an online learning activity, except to the extent that a failure is attributable to an obligation we have agreed to fulfil.

Unless expressly stated in the applicable product terms, purchasing a course or attending a workshop does not guarantee a job, promotion, income, professional certification, examination result or other particular outcome.

Educational materials are intended to provide information and support learning. Your results may depend on factors including your prior experience, effort, circumstances and how you apply the material.

If a workshop or live session is rescheduled, cancelled or materially changed by us, we will communicate relevant information and address any applicable remedy in accordance with the purchase terms and applicable law.

Any course-specific attendance, participation, assessment or certification conditions will be stated separately where applicable.

11. Educational Information and No Guaranteed Outcomes

Our digital products and educational resources are provided for informational and learning purposes.

Although we aim to provide useful and accurate content, we do not guarantee that every item of information will remain current, complete or suitable for every individual circumstance.

You are responsible for evaluating the relevance of the materials to your own situation and obtaining independent professional advice where appropriate.

Examples, demonstrations, strategies and recommendations in our materials are not guarantees of particular professional, academic, financial or business results.

Nothing in this section excludes responsibility for any representation, obligation or liability that cannot lawfully be excluded under applicable law.

12. Refunds and Cancellations

Refund eligibility is determined by the terms stated on the relevant product page, read together with our Refund and Cancellation Policy.

Because our products are digital, delivery or access may begin shortly after payment. We generally do not offer voluntary cancellation or refunds simply because a customer changes their mind after purchase, except where the relevant product terms provide otherwise or applicable law requires a remedy.

We will consider issues such as:

• Duplicate payments.
• Failure to deliver a purchased digital product.
• Qualifying technical failures that prevent access.
• Other circumstances in which a refund or alternative remedy may be required under applicable law.

The specific terms, conditions and limitations displayed on the relevant product page apply to the extent permitted by law.

Where product-specific terms conflict with a mandatory legal right or remedy, the mandatory legal requirement prevails to the extent of the conflict.

Please read our Refund and Cancellation Policy before purchasing. Refund enquiries should be sent to info@pathwaydigital.com.ng.

13. Privacy and Personal Data

Our collection and use of personal data are described in our Privacy Policy.

By using the Website, you acknowledge that you have had the opportunity to review that Policy. Where consent is required for a particular processing activity, we will seek it separately as appropriate.

We handle personal data in accordance with applicable data protection legislation, including the Nigeria Data Protection Act 2023.

Our Privacy Policy explains the categories of information we may collect, the purposes for which it is processed, relevant third-party service providers and the rights available to individuals.

14. Third-Party Platforms and Services

Our Website and products may rely on third-party services, including payment gateways, hosting providers, email services and online learning platforms.

Some products may require you to access a third-party platform or use software that is not operated by us.

Your use of a third-party service may be subject to that provider’s separate terms, privacy policy and technical requirements.

We are not responsible for the independent operation or policies of third-party platforms. However, this does not exclude any responsibility we have for obligations we have expressly undertaken or any liability that cannot lawfully be excluded.

If a third-party technical issue prevents you from receiving a product you purchased from us, please contact us so that we can assess the issue and determine an appropriate response under the relevant purchase terms and applicable law.

15. Website Availability and Changes

We aim to maintain the availability and functionality of our Website, but uninterrupted access cannot be guaranteed.

The Website or particular features may occasionally be unavailable because of maintenance, technical problems, security incidents, third-party service interruptions or other circumstances.

We may update, improve or modify the Website and our product offerings from time to time.

Where a change materially affects a purchase or an existing contractual obligation, we will handle the matter in accordance with the relevant purchase terms and applicable law.

Nothing in this section permits us to withdraw a product or service in a way that unlawfully deprives a customer of rights arising from a completed purchase.

16. Limitation of Liability

We aim to provide our products and services with reasonable care and to address issues in accordance with the applicable purchase terms and law.

To the extent permitted by applicable law, we will not be responsible for losses arising solely from circumstances outside our reasonable control, including certain third-party outages, interruptions to internet connectivity or misuse of products by customers.

Where legally permitted, we will assess claims for loss in light of the circumstances, the nature of the transaction and the applicable legal principles governing causation and recoverability.

Nothing in these Terms excludes or limits liability for fraud, fraudulent misrepresentation, wilful misconduct or any other liability that cannot lawfully be excluded or limited.

Nothing in these Terms limits mandatory consumer rights, remedies for a failure to fulfil a binding purchase obligation or any other protection that applicable law does not permit us to waive.

We do not use this section to create an unrestricted exclusion of responsibility for our own acts or omissions.

17. Indemnity

To the extent permitted by applicable law, you may be responsible for losses or reasonable costs directly arising from your unlawful conduct, deliberate misuse of our Website or products, or infringement of third-party rights.

Any such responsibility will be assessed in accordance with applicable law and the facts of the particular case.

Nothing in this section requires you to indemnify us for losses caused by our own unlawful conduct or seeks to impose an obligation that would be unenforceable under applicable law.

18. Suspension or Termination of Access

We may restrict or terminate access to a Website feature, account or digital resource where reasonably necessary because of a material breach of these Terms, suspected unlawful activity, a security threat or another legitimate operational reason.

Where appropriate, we will notify the affected customer and, where reasonably practicable, provide an opportunity to address the issue.

Any suspension or termination will be subject to applicable law, the relevant purchase terms and any rights the customer has already acquired.

We will not use suspension or termination to avoid a refund or other remedy that is legally due.

19. Complaints and Dispute Resolution

If you have a complaint about a purchase, digital product, course or other service, please contact us first at:

info@pathwaydigital.com.ng

Please provide enough information to identify the transaction and explain the issue. We will review the complaint and attempt to resolve it informally and in good faith.

If the matter cannot be resolved through direct communication, either party may pursue any available legal or regulatory remedy.

Nothing in this section prevents you from contacting a competent regulatory authority or exercising a statutory right.

20. Governing Law and Jurisdiction

These Terms are governed by the laws of the Federal Republic of Nigeria.

Subject to any mandatory jurisdictional rules and applicable consumer protections, disputes arising from these Terms or a purchase made through the Website may be brought before a competent court in Nigeria.

This section does not prevent a consumer from exercising any right to bring a claim before another forum where applicable law grants that right.

21. Changes to These Terms

We may update these Terms from time to time to reflect changes to our business, products, Website functionality or legal obligations.

The “Last Updated” date at the beginning of this page will indicate when the latest version was published.

Where changes materially affect an existing purchase or contractual relationship, we will apply them consistently with applicable law and any relevant contractual obligations.

Changes will not retrospectively remove rights that have already accrued or override mandatory legal protections.

We encourage you to review these Terms periodically.

22. Severability

If any provision of these Terms is held to be unlawful, invalid or unenforceable, that provision will be interpreted or limited to the extent necessary to make it lawful and enforceable where possible.

If that is not possible, the affected provision will be severed to the extent required, and the remaining provisions will continue to apply, provided that doing so is consistent with applicable law.

23. No Waiver

A failure or delay by us in exercising a right under these Terms does not automatically constitute a waiver of that right.

Any waiver will be effective only to the extent permitted by applicable law.

24. Entire Agreement

These Terms, together with the applicable product page conditions, our Refund and Cancellation Policy, our Privacy Policy and any additional terms expressly provided for a particular product or service, form the contractual framework applicable to your use of the Website and relevant purchases.

Product-specific conditions govern the particular product where they provide additional detail, subject to mandatory legal requirements and any applicable consumer protection rights.

If any inconsistency arises, the documents will be interpreted together where possible. Any provision that conflicts with a mandatory legal requirement will apply only to the extent that it is lawful.

25. Contact Information

If you have questions about these Terms, a purchase or any product or service offered through the Website, please contact:

Pathway Digital Solutions

Website: https://pathwaydigital.com.ng

Email: info@pathwaydigital.com.ng

End of Terms and Conditions